Wind Mitigation Inspection Florida

Great way to save money on your windstorm insurance. In order to receive a reduction on your insurance, you must have a windstorm mitigation inspection. We provide a wide variety of home inspection services to the Fort Myers community. Answering yes to any of these question can contribute to helping lower your insurance costs – it's not a all or none, pass or fail scenario. Wind Mitigation Inspections in Fort Myers and Southwest Florida. Some of the features that can be included in a wind mitigation report for insurance purposes may include hurricane shutters, roof-to-wall connections, roof deck attachments, and the presence of impact-resistant windows and doors. Free price estimates from local Home Inspectors. We check all interior perimeter walls, around interior windows and doors for the presence of moisture with a "Protmeter" moisture meter. Opening protection- Impact tested and approved products, not wind-resistant or pressure tested. HVAC System - The HVAC system is checked to determine the age, installation, general condition, running temperatures, ventilator balancing, future service requirements and life expectancy.

Wind Mitigation Inspection Fort Myers Squibb

We offer home buyer or home seller inspections with: - Digital Photos. Premium discounts/credits for more wind-resistive construction can be as high as 30%. While optional, wind mitigation inspections can result in savings that cover the cost of the $75 inspection, so it makes sense to have it done. Your insurance company is then required by law to give you a discount. Only you can decide to spend money (roughly $100 to $150) on a wind mitigation inspection.

Wind Mitigation Inspection Fort Myers

The Florida State government compels insurance companies to offer a reduction in premiums for wind mitigation features listed on their form. You may have one performed such an inspection at numerous times. We work with homeowners, insurance agents, realtors and roofing companies by providing professional inspections. If you haven't had a wind mitigation inspection at your current home, you are probably paying too much on your windstorm insurance! D iscounts are given for each category separately. Using our Thermal Imaging technology, we can detect problem areas in your home before major damage occurs. Depending on where you live in Florida, the windstorm portion of your homeowners policy premium is typically between 15% – 70%.

Wind Mitigation Inspection South Florida

A wind mitigation inspection assesses your property's ability to withstand hurricane and tropical storm winds. The majority of existing houses have one or many wind-resistive construction features. The current form became effective in February of 2012. FOR YOUR FREE QUOTE CALL. Residents of Port Charlotte, Punta Gorda, Englewood, North Port, and all of Southwest Florida, choose the best, Florida Home Inspections, Inc. Make The Right Choice. At Florida Home Inspections, we inspect your pool or spa for proper function and safety. A reputable company will perform the inspection and provide the required forms and photographic documentation to your agent and in some cases – directly to the insurance carrier, with a courtesy copy to you. Do all of your homes openings have protection, including the front doors and attic vents? The same may be true for a new roof and other construction features that help with wind mitigation. Only specialty trained inspectors and contractors can perform them. To say they were prompt to the properties is true but how well and smoothly they tested EVERYTHING for me was so comforting knowing I was in good hands.

Wind Mitigation Inspection Florida

There are a number of companies that perform such inspections, and the cost ranges anywhere from $75 – $150 with the average cost at about $100. Why do we even need one? We ask that you prepare your home for inspection according to the above state as inspectors are not permitted to move personal items and operate equipment not listed in the "Standards of Practice" for safety concerns. Some features reviewed in your wind mitigation report include: Roof Deck Attachment. Electrical wiring and panels. Roof to Wall Attachment. If you have not paid your policy premium in full, the wind mitigation credit is applied, and the overall premium and any remaining payments are reduced accordingly. SWFLA Home Inspections Inc. is open: Sunday: 9:00 AM - 5:00 PM. Opening Protection - Inspectors are looking at your storm shutters, impact-resistant glass, and installed protection from windblown debris.

It only serves to help the insurer determine the insurability of the home. These attributes may qualify for some insurance reductions. For Your Insurance Needs.

This is not a requirement for conventional loans or cash buyers but is always recommended because a home inspection can save you thousands in unexpected repairs or protect you from unnoticed safety defects. Give us a call to further discuss your needs! Cape Coral Home Inspection. Exercise your rights, schedule a home inspection. Call now to schedule your inspection, 239-989-3636. Is there impact-resistant glazing or other protection methods applied? Without this report you can still get windstorm insurance, but you will be charged the full price of the policy and not receive any available discounts. Health & Safety Measures. Unless you have a valid inspection the carrier will most likely require one. They can cost anywhere from $75 to $225 depending on the inspector and your property. The applicable credits are applied to the policy, and if your premium has been paid in full you will receive a check for the return premium (credit) amount direct from the company.

The following professionals may complete a Four-Point Inspection: A home inspector.